Estimate your crypto capital gains tax liability. Supports US, UK, EU, and other jurisdictions. For informational use only.
Cryptocurrency tax treatment varies significantly by country. Here's a simplified overview of major jurisdictions in 2026.
The IRS treats cryptocurrency as property. Short-term capital gains (held under 1 year) are taxed at your ordinary income rate (10%–37%). Long-term gains (held over 1 year) are taxed at preferential rates: 0%, 15%, or 20% depending on income. Crypto-to-crypto swaps are taxable events.
| Filing Status | Long-Term Rate | Income Threshold |
|---|---|---|
| Single | 0% | Up to $47,025 |
| Single | 15% | $47,025 – $518,900 |
| Single | 20% | Over $518,900 |
HMRC treats crypto as a capital asset. The Annual Exempt Amount for 2026 is £3,000. Above this, gains are taxed at 18% (basic rate) or 24% (higher rate). Crypto swaps are taxable events. The "30-day rule" prevents wash sales.
Tax treatment varies by EU member state. Germany offers tax-free gains if held over 1 year. France applies a flat 30% tax (PFU). Portugal taxes gains over €1,000 at 28%. Always check your specific country's rules.
No. Your tax obligations are the same regardless of whether a platform requires identity verification. You are legally required to report crypto gains in most jurisdictions. SwiftSwap is a non-custodial service — your tax responsibility remains entirely yours.